It must be because we're so much lazier than the boomers

Gen X glum on retirement prospects: survey

Whatever the case, Scottrade and BetterInvesting found that Generation X doesn't appear to be counting on the money.

"It's a black hole to them," said Moloney.

I have an idea- to fund our retirement lets write, print and publish a coffee table book saying how virtuous the baby boomers are and put a price tag of $999.99 on it. Always a sucker for their own nostalgia, boomers will buy up 70 million copies. We'll take that loot, invest it over the next 3 decades and give it out to those born after 1960.