In the future money won't mean a damn thing anyway (that doesn't mean I'm going to share what I have).
I know several couples who have not yet started saving for retirement. They share much in common. All in their 30s, with children and mortgages, they are just managing their household expenses and their debt loads. Saving for the future is something that they know should do, but try not to think about.
Many now in their 30s and 40s are facing financial challenges, with the experience of two recessions, relatively high debt loads and fewer company pension plans to rely on in retirement. The majority of us will move from job to job, as career roles at companies that offer defined benefit pension plans quickly disappear.
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